*APR = Annual Percentage Rate. Rates/terms vary based on LTV, amount, term, lien position, and credit qualifications. Your individual rate may differ from rates quoted above. All loans are subject to approval. Offer not available for refinances of existing Harvest Financial Credit Union home equity loans. Property insurance is required; flood insurance may be required. Financing is subject to a home appraisal. Home equity loans/lines are not available in all states. Membership eligibility is required. Federally insured by NCUA. Equal Housing Lender.

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Your home has been quietly building value for years. Now it might be time to put that value to work.

A Home Equity Loan from Harvest Federal Credit Union can help fund the next chapter. Whether you're planning renovations, consolidating debt, or tackling a major purchase, your home’s equity can help make it happen.

Low Fixed Rates

6.49% APR* for 5 Years
6.99% APR* for 10 Years

Plus 45 Days No Pay

Start your project now and delay your first payment for 45 days.

Use Your Home Equity For

  • Home renovations and upgrades
  • Debt consolidation
  • Major purchases
  • Unexpected expenses
  • Life events and milestones

Why Borrow with Harvest

Local decisions. Local service.

We live and work right here in Licking County, which means you’ll work with people who understand the community and your goals.

Harvest Federal Credit Union now serves all of Licking County. If this is home for you, we’re ready to help.