*APR = Annual Percentage Rate. Standard credit collateral underwriting guidelines apply. All loans are subject to credit approval. Rate and term you receive are based on creditworthiness and other qualifying factors. **90 days no payments offer: Interest will continue to accrue during the 90-day period. The Credit Union reserves the right to discontinue, change, and/or update the promotion or rate without notice. Membership eligibility is required. Offer not available for loans currently financed with the Credit Union. See credit union for details. Credit Union is federally insured by the National Credit Union Administration.